Petguard is a pet insurance policy dedicated to providing top notch cover for dogs and cats. Petguard is a different approach to pet insurance - rather than give you an all inclusive package, we let you create your own unique policy so you only pay for the cover you need.

• 4 different levels of vet fees - covering your pet for the full length of their treatment
• Quick treatment - there's no need to consult us first if your pet is referred for specialist treatment by your vet
• Complementary and alternative treatments are automatically included
• Insure more than one pet and we will give you £5 off every pet every year!
• Inclusive access to 4 helpline services
• Tailor a policy specifically to suit you - choose a different combination for each pet
• Pay monthly at no extra cost

Petguard is part of Jardine Lloyd Thompson UK Ltd, who have been providing pet insurance for thousands of UK pet owners for almost 30 years.

We're passionate about insurance and like to be different in the way we approach things. You don't need to provide us with all your personal details just to get a quote, there's no lengthy form filling or having to phone. Just a few simple questions and you'll see an instant quote on the very next page.

Pets are great, we love them but they do have a knack for getting into trouble which invariably means costly vet bills, which is where Petguard pet insurance could be the answer. Our pet insurance will help keep your cat or dog in good health so that you can enjoy their quirky behaviour and company for longer.

Every year 1 in 3 cats or dogs fall ill or have an accident. The average cost of an emergency visit to a vet is now around £300, if your pets are as clumsy as ours, that's quite a worrying figure!

If you're cat or dog develops a condition which requires ongoing treatment - that's where the really frightening money stacks up. Of course the investigative veterinary work could also add to the cost and many people have no idea on the average cost of an MRI scan or X-ray (£800 - £1000 and £100 - £150 if you are interested).

If you own a pedigree dog or cat, you are more likely to incur greater veterinary expense (sorry!) due to the degree of inbreeding that has to occur, pedigree cats and dogs are more likely to suffer from respiratory or hereditary conditions.

Ok, so now you're a concerned pet owner (concerned about your wallet/purse) and think that pet insurance is a GREAT idea, so…

Good question and we're glad you asked. We come from a background where we like choice, choice is good yes? So rather than give you a policy which includes all sorts of stuff you might not need, we let YOU decide what you want. You literally create your own cover.

First you start with the vets fees cover - the really important bit, we have 4 levels and you choose the one that suits either your needs or pocket. Then you select any additional options which you might need like overseas travel cover or, if you own a boisterous dog, third party liability. Essentially that's all there is to it, you've created your very own pet insurance cover. You can see the quote change as you go.

We're not like other insurance providers - you don't have to give your email address to get a quote! With us it's straight forward, just profile the pet or pets you want to insure and we'll give you a quote. No pesky personal details to fill in, just a quick quote right there and then.

What is it about insurance companies that they feel the need to have your email address to give you a quote? If it annoys us (which it does) then it's likely to annoy you, and we don't want to annoy you… particularly if you want to give us some money!