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Cover options
  • Vet fees up to £7,500
  • Additional benefits
  • Overseas travel
  • Public liability

Pet insurance for cats and dogs

20% introductory discount in the first year

About Petguard

Petguard offers a different  approach to pet insurance as we let you create your own unique policy so you only pay for the cover that you need or can afford.

This is a policy for 12 months and future periods of insurance cannot be guaranteed. You can cover long term conditions such as arthritis, skin or heart  problems so long as you continue to renew your policy and we are able to offer you insurance.

When we offer a further period of insurance we will be entitled to change the premiums, excess, conditions or to apply exclusions.

So what's so great about Petguard?

  • Choice of 4 different levels of vet fees
  • We can insure a pet of any age (from 2 months)
  • Vet fees excess of just £50 per condition in your first year
  • 10% discount when you insure more than 1 pet
  • Quick treatment - there's no need to consult us first if your pet is referred for specialist treatment by your vet
  • Cover for complementary treatment, clinical diets and behavioural problems
  • Tailor a policy specifically to suit your pet
  • Pay monthly at no extra cost

Insuring two or more pets?

10% multi-pet discount available

You may be thinking of insuring two or more pets today or you may already have policies with Petguard and wish to cover a new pet.

If you insure two or more pets with us you will be entitled to a multi-pet discount (available by phoning our call centre only). This means a 10% discount off the premium for each new pet that you insure, in addition to any other offers.

Our quotes are individual to each pet depending on the benefits you select, their breed and age. With each pet having their own separate policy to reflect this.

To take advantage of our multi pet discount, call us on 0345 450 7042.

Please note we cannot process your multi-pet discount through the website.

Already have a pet insured? If you decide to insure another pet with Petguard, your 10% discount for your existing pet’s policy will be applied at its renewal

A little bit about us

Petguard is a trading style of Thistle Insurance Services Ltd, part of Jardine Lloyd Thompson Group plc, who have been providing pet insurance for thousands of UK pet owners for over 30 years.

We're passionate about insurance for cats & dogs and like to think we're different in the way we approach things. You can get a quote and purchase cover in about 10 minutes online - just a few simple questions and you'll get an instant quote, or if you prefer you can speak to our friendly, knowledgeable UK Contact Centre who will be happy to help.

Why buy pet insurance?

It’s a sad fact that every year thousands of cats and dogs fall ill or have an accident or injury and with the average cost of emergency treatment following a road traffic accident at the vets costing over £500, or a cruciate ligament operation costing perhaps as much as £2,500 costs can soon make a hole in the budget.

If your pet is unlucky enough to develop a condition that requires on going treatment such as arthritis, heart or skin problems costs can really start to rise. Modern drugs and developments in technology have brought considerable advances in pet care but with it the cost of investigative work has risen, for example an MRI scan or set of x-rays costing anything up to £1,500 and £240 respectively.