Welcome to petGuard

*20% discount on specialist pet insurance!

Howden insurance logo

Introduced by Howden

To promote the launch of a new partnership between Howden and petGuard, we are excited to be offering a 20% discount off petGuard insurance for Howden customers. With over 20 years’ experience, petGuard have been protecting cats and dogs across the UK for over 30 years, helping you manage the cost of vet fees as well as additional related costs of owning a pet. Our flexible cover lets you choose from three levels of vet fees and we can even pay straight to your vet.

As an Howden customer please note that your data will be processed by both Howden and petGuard. To understand how we use your data, please see the Howden privacy notice and the petGuard privacy notice.

Specialist pet insurance from petGuard

Protect your cat or dog with the right cover

As a proud partner of Howden, and with over 37 years’ experience of protecting dogs across the UK, petGuard are offering a 20% discount off our annual cover.

Why choose petGuard?

Our dogs mean the world to you, so if they were to fall ill or injure themselves, it doesn't bear thinking about. Our cover looks to help ease the burden of what can be a stressful time. Choose from three levels of cover, with up to £12,000 towards your annual vet bills. With petGuard, we can help keep you covered against expensive trips to the vet.

*To access the 20% discount, you can either phone 0345 450 7042 quoting Howden or click on the Get a Quote buttons on this page. Note: Get a Quote buttons on other pages throughout this website will not include the 20% discount. Only valid for new petGuard customers taking out an annual policy.

Over 20 years of insurance to UK photographers

Over 20 years of Guardcover, supporting your passion

What's included in your pet insurance?

See how petGuard can protect you and your pet

20 Years of Experience

We know what it takes to protect the things that matter to you.


Free access to the FirstVet service 24/7 - 365 days a year.

0% Monthly Payment

Spread your payments across the year at no extra cost.

UK Customer Service

Our customer service team is ready to help you with all your questions.

Online Account

Your online account is an easy way to access and manage your policies 24/7.

Multi-pet Discount

Cover multiple pets on one policy, saving you time and money.

Specialist insurance for pets from petGuard

Why protect your pet with petGuard?

Our insurance for pets is designed to make things easier. Take a look at what we can do to ease some of the stress of looking after your cat or dog.

  • Veterinary Fees

    How does our vet cover work?

    We offer three levels of vet fee cover, which means that you can be covered for up to £3,000, £6,000 or £12,000 per year if your pet is ill or has an accident. Excludes any claims within the first 14 days of purchasing cover and any pre-existing conditions.

  • Emergency Boarding

    Need somewhere for your pet to stay?

    If you can’t look after your pet then we can cover the cost of daily minding or boarding fees of up to £1,500 while you’re on the mend.

  • Multi-pet Discount

    Have more than one pet?

    Include more than one dog or cat on the same policy and we’ll automatically include our multi-pet discount. You can include up to five pets on the same policy and they will each be covered for the same vet fee amount that you have chosen. Sorry, we can’t offer cover to dog or cat breeders.

  • Holiday Cancellation

    Holiday cancelled last minute?

    Have you had to cancel or cut your holiday short because your pet is seriously ill? We can provide up to £5,000 towards the cost of a cancelled trip if your pet has gone missing or fallen seriously ill. Exclusions apply to conditions and illnesses.

  • Accidental Damage to Pet Accessories

    Pet accessories taken a knock?

    If your pet’s cage or tracking device gets damaged or stolen, we can provide up to £500 to repair or replace it. Accessories or pet-related equipment must be owned from new and security requirements apply.

Optional extras for your pet

Overseas Travel - We can help with the cost of vet fees abroad, as well as providing up to £1,500 to cover emergency expenses. Maximum 60 days cover per trip.

Dog Liability Insurance - Up to £2million per event in Public Liability insurance available if your dog injures someone or damages property and you are held liable. If your dog gets you into bother then we can help. Conditions apply and cover only applies in the UK. Some dog breeds cannot be covered by our liability option.


Your policy document explorer

Documents apply to all pet insurance policies purchased from 27/09/2020 onwards.

Existing customers: If you purchased your policy before the date shown above, you can log into your account where you can view, amend, and renew your documents here. If you have not already signed up for an account, then you can register here.

If you purchased your policy before 23rd September 2019, please contact us on: 0345 450 7042