Welcome to petGuard
*20% discount on specialist pet insurance!
Introduced by Howden
To promote the launch of a new partnership between Howden and petGuard, we are excited to be offering a 20% discount off petGuard insurance for Howden customers. With over 20 years’ experience, petGuard have been protecting cats and dogs across the UK for over 30 years, helping you manage the cost of vet fees as well as additional related costs of owning a pet. Our flexible cover lets you choose from three levels of vet fees and we can even pay straight to your vet.
As an Howden customer please note that your data will be processed by both Howden and petGuard. To understand how we use your data, please see the Howden privacy notice and the petGuard privacy notice.
Specialist pet insurance from petGuard
Protect your cat or dog with the right cover
As a proud partner of Howden, and with over 37 years’ experience of protecting dogs across the UK, petGuard are offering a 20% discount off our annual cover.
Why choose petGuard?
Our dogs mean the world to you, so if they were to fall ill or injure themselves, it doesn't bear thinking about. Our cover looks to help ease the burden of what can be a stressful time. Choose from three levels of cover, with up to £12,000 towards your annual vet bills. With petGuard, we can help keep you covered against expensive trips to the vet.
*To access the 20% discount, you can either phone 0345 450 7042 quoting Howden or click on the Get a Quote buttons on this page. Note: Get a Quote buttons on other pages throughout this website will not include the 20% discount. Only valid for new petGuard customers taking out an annual policy.
Over 20 years of Guardcover, supporting your passion
What's included in your pet insurance?
See how petGuard can protect you and your pet
20 Years of Experience
We know what it takes to protect the things that matter to you.
FirstVet
Free access to the FirstVet service 24/7 - 365 days a year.
Pay by interest free Direct Debit
Spread your payments across the year at no extra cost.
UK Customer Service
Our specialist team is ready to help with any questions you may have
Multi-pet Discount
If you have multiple pets insured with us, you will receive a multi-pet discount for each policy that you have on cover.
Specialist insurance for pets from petGuard
Why protect your pet with petGuard?
Our insurance for pets is designed to make things easier. Take a look at what we can do to ease some of the stress of looking after your cat or dog.
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Veterinary Fees
How does our vet cover work?
We offer three levels of vet fee cover, which means that you can be covered for up to £3,000, £6,000 or £12,000 per year if your pet is ill or has an accident. Excludes any claims within the first 14 days of purchasing cover and any pre-existing conditions.
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Emergency Boarding
Need somewhere for your pet to stay?
If you can’t look after your pet then we can cover the cost of daily minding or boarding fees of up to £1,500 while you’re on the mend.
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Multi-pet Discount
Have more than one pet?
Include more than one dog or cat on the same policy and we’ll automatically include our multi-pet discount. You can include up to five pets on the same policy and they will each be covered for the same vet fee amount that you have chosen. Sorry, we can’t offer cover to dog or cat breeders.
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Holiday Cancellation
Holiday cancelled last minute?
Have you had to cancel or cut your holiday short because your pet is seriously ill? We can provide up to £5,000 towards the cost of a cancelled trip if your pet has gone missing or fallen seriously ill. Exclusions apply to conditions and illnesses.
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Accidental Damage to Pet Accessories
Pet accessories taken a knock?
If your pet’s cage or tracking device gets damaged or stolen, we can provide up to £500 to repair or replace it. Accessories or pet-related equipment must be owned from new and security requirements apply.
Your policy document explorer
Your policy documents
The documents below apply to all pet insurance policies purchased from 1st May 2024 onwards.
Existing customers: If you purchased your policy before the date shown above, you can log into your account where you can view, amend, and renew your documents here. If you have not already signed up for an account, then you can register here.
For all policies with renewal dates after 13th May 2024, please find your policy documents below: