*Price based on 2 yr. old Border Collie with £3k vet fees, in a NN5 postcode area. Annual premium of £200.13. Prices correct as at 23/09/19

Working Dog Insurance

Cover from £18.19 per month

*Price based on 2 yr. old Border Collie with £3k vet fees, in a NN5 postcode area. Annual premium of £200.13. Prices correct as at 23/09/19

Key features

If you use your dog for herding, shooting or as a general farmhand, we know that they're more than just a four-legged friend. Your dog can provide invaluable assistance in your day-to-day life, the loss of which – even if it’s temporary – could make your duties much harder. We understand that as an owner of a working dog, it’s essential to get them back on their feet as soon as possible. That’s why we can contribute to any vet fees as a result of injury or illness.

• Working dogs may need a specialist policy that can cover their specialist jobs; which could be herding sheep or helping people with visual impairments.
• We can cover activities such as wild-fowling, deerstalking, game shooting, conservation, hawking, ferreting, vermin control and gun dog training.
• Our cover is also ideal for support and assistance dogs, including therapy dogs. 

Have a look at our policies below and see if our insurance is right for you and your working dog.

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Veterinary Fees

Choose from three different levels of vet fees cover, which includes up to £12,000 towards your annual vet fees. We can also provide up to 25% of complementary treatments prescribed by your vet. You cannot claim for vet fees within the first 14 days of starting your cover.

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Accident & Illness

Protect your pet with our Accident Only cover or choose our Accident & Illness cover in case they fall ill. Read more about our levels of vet fee cover and find out which suits you.


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Emergency Boarding 

Suffered an accident that requires emergency treatment? If you can’t look after your pet then we can cover the cost of daily minding or boarding fees of up to £1,500 while you’re on the mend.

Holiday cancellation

Holiday Cancellation

Have you had to cancel or cut your holiday short because your pet is seriously ill? We can provide up to £5,000 towards the cost of a cancelled trip if your pet has gone missing or fallen seriously ill. Exclusions apply to conditions and illnesses.

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Accidental Damage to Pet Accessories

If your pet’s cage or tracking device gets damaged or stolen, we can provide up to £500 to repair or replace it. Accessories or pet-related equipment must be owned from new and security requirements apply.

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Vet Transportation

If your vet recommends that you visit another vet or specialist for a referral, we can provide up to £200 to cover your travel fees and overnight stays to make sure you get there.

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Theft or Straying

If your pet has gone missing for more than 90 days due to straying or theft, we can pay you the original purchase price of your pet. Maximum amount is £1,500 and the claim must be submitted within 180 days.

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Reward Costs

If your pet is missing, then we’ll do what we can to help. Our cover includes the cost of missing pet posters, local advertising costs and even a £250 reward. Your pet must have been missing for over 24 hours.

farewell cover

Farewell Cover

We can offer up to £200 to provide the send-off your pet deserves if they sadly pass away. Farewell cover includes cremation and burial costs. Cover does not include death from a pre-existing condition or from an illness that your pet was not vaccinated for.

Our optional extras

We also offer optional extras that can provide working dogs and their owners, with a range of benefits. Exclusive features of our optional cover include: overseas travel cover so your dog can join you on holiday and up to £2million in liability cover if your dog gets into bother with a third-party. So if your dog is a valuable work partner, our optional covers can provide even more in the way of protection.


Overseas Travel

We can help with the cost of vet fees abroad, as well as providing up to £1,500 to cover emergency expenses. Maximum 60 days of cover per trip.


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Dog Liability

Up to £2million per event in Public Liability insurance available if your dog injures someone or damages property. If your dog gets you into bother then we can help. Conditions apply.


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Recent posts

Your pets mean the world to you. So if you can’t get enough of your faithful old dog or crafty cat, our articles section might be just what you’re looking for. Here, you can settle into your favourite chair and enjoy our tips, guides and shared experiences of being a pet owner. One thing’s for sure, they’re bound to give you paws for thought!